Compare Business Car Finance Interest Rates
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Yazmeen Dannaoui15 July 2024Jade Finance did a wonderful job providing the services needed for me regarding finance. Joe was super patient with me and was extremely helpful! He answered all my questions and updated me throughout my finance progress. I would 100% recommend this company as they value customer satisfaction!Trustindex verifies that the original source of the review is Google.Joseph MB14 July 2024Excellent financial service, with solid communication & follow-up provided throughout the process. My consultant Ryan was super & coordinated a great offer. I would have no hesitation to recommend Jade team.Trustindex verifies that the original source of the review is Google.Murray Phipps14 July 2024Chris was very easy to deal with and kept me up to date at every step of finance process. Settlement was quick and hassle fee, highly recommended!Trustindex verifies that the original source of the review is Google.Michael Dearing13 July 2024Really easy to work with if I had a problem or issue with the process just simply rang them up and they would have it sorted within a couple of minutesTrustindex verifies that the original source of the review is Google.Marcella Dindillo8 July 2024Matt was exceptional! Very helpful and efficient. Excellent communication, very responsive. Overall had an incredible experience. Myself and two other family members recommend Matt to all our acquaintances.Trustindex verifies that the original source of the review is Google.Darren Hemphill7 July 2024Hugh from Jade Finance made the process of Finance our new caravan so simple, and hassle free Hugh kept us up to date the entire process and worked with our dealer to ensure a smooth settlement. Excellent communication, highly recommended! Thank youTrustindex verifies that the original source of the review is Google.Lee6 July 2024Really helpful, got things over the line and helped me into a new ute. Highly recommendTrustindex verifies that the original source of the review is Google.Amanda Humphries's6 July 2024We have used Jade for a couple of loans. Very helpful and easy to deal with.Trustindex verifies that the original source of the review is Google.Scott Towner6 July 2024Absolute pleasure to deal with, joe was a consumate professional . Knowledgeable and imformed. Thoroughly recommentdTrustindex verifies that the original source of the review is Google.Jen Allen5 July 2024Couldn't find better people to deal with even if I tried. Did everything for our van loan, even got extra warranty sorted and insurance. 10 out of 10. Definitely recommend 👌
Compare Business Car Finance Rates Quickly
As Australian specialist commercial finance providers, we have access to a large and impressive selection of banks and lenders, including exclusive industry-only sources, to compare and source cheaper rates. We offer customers the choice from a complete portfolio of credit products and have the track-record for sourcing the best business loans at the cheapest rates for all types of enterprises and all types of vehicles.
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Jade Car Loans - Streamline Your Business Car Financing Needs
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One contact point for all business vehicle funding requirements
- Quickly compare rates from 60+ lenders.
- Quickly compare rates and benefits for all funding productsÂ
- Australia wide services – contactless service operators everywhere can benefit from our cheaper rates and cost-effective motor vehicle funding solutionsÂ
- Working with companies across multiple states and territories.
- Service access for customers in regional, rural and remote areas.
- Resources, buying tools and self-serve repayment calculators.Â
- Immediate response for quotes, fast approvals, streamlined personalised process.
25 Years of excellence
Streamline Comparing and Sourcing Cheaper Business Car Finance
Time is money for owners and operators and minimising time spent sourcing loans means maximising time generating income. Jade focuses on streamlining the loans sourcing process to facilitate fast delivery of funding solutions.Â
We have immediate access to 60+ market leading lenders and the expertise to quickly compare and assess which is offering the cheapest rates and overall workable options to meet individual requirements.
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Improve prospects with individually sourced and structured loans
Every solution is sourced, negotiated and structured to meet YOUR needs. Not a ‘one size fits all’ approach. We’re working for you to tailor a package that works for your operational and finance requirements. Â
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Fixed repayments and loans that work with cash flow to deliver profitability
Comparing rates is just one part of the solution. Structuring the entire package can be critical to the outcome. We have earned our impressive reputation based on our track-record for not only cheaper rates but structuring funding which works for our customers. That’s why so many smart operators use Jade!
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Personalised Approach to Business Car Financing
Each customer is assigned their own personal Jade consultant who does all the comparing for you. We work closely with you to source the cheapest option and negotiate hard with our lenders to achieve an outcome with repayments that work to support your cash flow and your operation over the long term. Â
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Workable Business Car Financing to Ease Cash Flow
Commercial funding products can be complex. They are designed to suit different accounting methods, balance sheet and tax approaches and other aspects of the enterprise structure.Â
We work with customers to not only compare lenders but structure specific solutions:-
- Tax, depreciation, balance sheet optimised solutions.
- Corporate fleet packages.
- SME, self-employed, owner-operator, start-up, bad credit solutions.
Simplify Comparing Lending Rates for Business Car Loan
Cheaper rates mean lower monthly repayments, lower recurring expenses and less pressure on cash flow. Cheaper rates mean a better bottom line for the operation. Rates vary across the lending products and across the lending market. Making the comparison process extremely time-consuming and confusing for those that take the DIY approach.
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Compare more lenders – access to the cheapest rates from 60+ banks and lenders
We simplify the process of comparing rates. We know which lenders are offering the best rates at a specific time and which are the most flexible when it comes to negotiating.
To obtain repayment estimates for planning purposes, use our calculator to compare rates from different lenders and for different products on any number of vehicles being considered.
Australia's best business car finance. Get your rate today.
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Business Car Financing FAQ: Eligibility, Interest Rates, Repayments, and More
Jade Finance handles every loan individually, please feel free to contact us via email
or phone on 1300 000 008 to direct your specific issues to our consultants.
What is needed to apply for business finance for cars? Â
To be eligible for business finance, operators will require an ABN which is current and identified. A range of documents on the business financials and operations are requested. Applicants that do not have all these docs can request No Doc and Low Doc finance.
What types of business car financing are available? Â
There are a number of types of business car financing products including Leasing, Chattel Mortgage, Hire Purchase, Rent to Own and Car Lease. The suitability of each to a particular enterprise will depend on accounting measures and practices and financial goals.
Is the interest rate the same for all business car loans? Â Â
No. Different products attract different rates. New and used vehicles can attract different interest rates. Rates offered will vary for different business loan applicants. Lenders will assess each application individually and apply a rate based on their assessment.
What is the cheapest business car loan? Â
Chattel Mortgage typically has the lowest interest rate of all the business car loan products. Interest rates determine the cost of a business car loan and these vary across the market. Those requiring cheaper repayments may request varying the business car loan term.
How do I know what car loan repayments will be? Â
Estimates of car loan repayments can be calculated using a finance calculator. But the specific repayments will not be known until a specific loan offer has been made.
Are commercial car finance rates the same for all vehicles? Â
The commercial car finance rates advertised typically apply to new vehicles to be used for business purposes. These include sedans, wagons, utes, SUVs, vans, cab chassis and other models. Rates may vary for new and second-hand models.
What car loans are available for new businesses? Â
New businesses that do not have all the documents to complete the standard application form may request no doc or low doc car loans.
What is a balloon? Â
A balloon is a percentage of the loan amount of a Chattel Mortgage or Hire Purchase that is set aside for payment at the end of the finance term. This is only an option on loan terms 1-5 years generally.
Still wasting your valuable time covering too many bases, comparing rates from too many lenders and requesting too many quotes to analyse when sourcing finance for your business vehicles?
Smart operators are realising the gains, cost cuts and cheap rates from using our broker services. They know when and how to take advantage of available resources and expertise to easily compare rates, products and finance solutions to specifically suit their operation.Â
Using our motor vehicle finance broker services cuts the time, effort and hassle of comparing commercial car finance interest rates and sourcing the cheapest vehicle funding solutions. Leaving operators with valuable time to work on generating income while easing pressure on cash flow.
Compare Business Car Loan Products
To cater for the full range of Australian commercial set-ups, we offer the full portfolio of funding options:-
- Chattel Mortgage:Â The most popular option as it suits many organisations that implement the cash accounting method. The lender takes a mortgage over the vehicle (the Chattel) while the borrower has full use of the vehicle and is responsible for all expenses. Balloon option, flexible.
- Car Lease:Â An off-balance sheet facility with the automobile on the balance sheet of the lender. Frees up borrower balance sheet to improve the appearance. Lease payments are tax deductible. Optional residual determined by ATO guidelines.
- Novated Car Lease:Â A practical solution for employers to provide a fully maintained vehicle for an employee. Expenses met by the employer and salary sacrificed from employee pre-tax wages. Full assistance from your Jade consultant to source and structure this option.
- Commercial Hire Purchase (CHP): Less widely-used option. The lender retains vehicle ownership and customers pays monthly ‘hiring’ fee, ie repayment and the customer agrees to take ownership when the loan is finalised. Speak with your accountant about suitability for your operation and your Jade consultant can provide further details.
- Rent to Buy: Off-balance sheet facility which may be attractive to those needing to regularly upgrade work vehicles. Speak with Jade for further explanation and differentiation from Leasing.
- Low Doc No Doc ABN-Holder Options: Workable solutions sourced through our specialist lenders for new start-ups and SMEs that do not have all the documents and financials to complete the usual commercial funding application form. Cheap rates possible, workable credit conditions and full assistance and support from Jade.
Business Loans for Cars, Utes, 4×4, Vans, EVs – all work vehicles!
- Commercial funding is available for all types of vehicles used in the operation.
- New and used models
- Electric vehicles – PHEVs, battery
- Passenger sedans, cab chassis, utes, wagons, SUVs
- Commercial vans
- Dealer and private sales
- Budget to luxury price range
- Single vehicle and entire fleet funding
Specialist Business Finance for Cars – Bad Credit Options
Comparing rates can be a challenge for those with credit issues. Even sourcing your options can be a major hurdle. Speak with us to discuss possibilities through our specialist lender channels.