Car Loans - Compare Best Finance Interest Rates Online
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Yazmeen Dannaoui15 July 2024Jade Finance did a wonderful job providing the services needed for me regarding finance. Joe was super patient with me and was extremely helpful! He answered all my questions and updated me throughout my finance progress. I would 100% recommend this company as they value customer satisfaction!Trustindex verifies that the original source of the review is Google.Joseph MB14 July 2024Excellent financial service, with solid communication & follow-up provided throughout the process. My consultant Ryan was super & coordinated a great offer. I would have no hesitation to recommend Jade team.Trustindex verifies that the original source of the review is Google.Murray Phipps14 July 2024Chris was very easy to deal with and kept me up to date at every step of finance process. Settlement was quick and hassle fee, highly recommended!Trustindex verifies that the original source of the review is Google.Michael Dearing13 July 2024Really easy to work with if I had a problem or issue with the process just simply rang them up and they would have it sorted within a couple of minutesTrustindex verifies that the original source of the review is Google.Marcella Dindillo8 July 2024Matt was exceptional! Very helpful and efficient. Excellent communication, very responsive. Overall had an incredible experience. Myself and two other family members recommend Matt to all our acquaintances.Trustindex verifies that the original source of the review is Google.Darren Hemphill7 July 2024Hugh from Jade Finance made the process of Finance our new caravan so simple, and hassle free Hugh kept us up to date the entire process and worked with our dealer to ensure a smooth settlement. Excellent communication, highly recommended! Thank youTrustindex verifies that the original source of the review is Google.Lee6 July 2024Really helpful, got things over the line and helped me into a new ute. Highly recommendTrustindex verifies that the original source of the review is Google.Amanda Humphries's6 July 2024We have used Jade for a couple of loans. Very helpful and easy to deal with.Trustindex verifies that the original source of the review is Google.Scott Towner6 July 2024Absolute pleasure to deal with, joe was a consumate professional . Knowledgeable and imformed. Thoroughly recommentdTrustindex verifies that the original source of the review is Google.Jen Allen5 July 2024Couldn't find better people to deal with even if I tried. Did everything for our van loan, even got extra warranty sorted and insurance. 10 out of 10. Definitely recommend 👌
Comparing Car Finance Rates made easy with Jade
At Jade, we take great pride in finding the best finance rates for our customers. We have created a business model that will compare your information to the loans available from over 80+ lenders and banks. Using this method, we can determine which loan is best for your financial situation, and the cheapest loans interest rates.
If you're seeking a fast-approval loan and want to compare car loans without all the headache, it's best to talk to the expert team at Jade. Give our team a call on 1300 000 008, and we will provide you with cheap motor finance interest rate comparison and estimated repayments using our specialised loan calculators.
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Australia's best car finance. Get your rate today.
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Are you eligible for
low-rate car finance?
Simply answer the questions that follow to see if you qualify:
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Better Cheap Car Loan Rates solution - JADE
As an Australian-owned company, we understand the many challenges that our customers face each day. We have been sourcing cheap car loans for over twenty years, and we have gained an impressive reputation for delivering on our promise of finding the best finance rates and packages for our customers.
We have over sixty abnks and lenders at our disposal to find the best rates and suitable loan approval. This means our applications are fast-tracked because we have done most of the groundwork our lenders require. If you are after a fast-approved loan with minimal fuss, get started today and talk to one of our loan specialists.
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25 Years of excellence
Car finance experts
We'll give you the best rates available without any of the hype. Our interest is in getting your application processed with a lender that works for you. You don't need to understand the jargon that banks talk about, we'll explain everything in detail, or you can let our interest rates do the talking. Our team will find the best loans, and you can decide to start the application when you're ready. Using our services won't affect your credit score. Call 1300 000 008 today.
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Trust in experience
With over twenty years of experience handling car loans, you know you're in safe hands. Our team has the skills and the knowledge to find a loan that works with your financial situation. Jade Car Loans is accredited with over forty lenders, which means we have access to many loan products.
Unlike going to a bank branch, you have access to a huge variety of loans and lenders. We have banks and non-bank lenders offering their best products to secure your business. Our team will rely on their experience and select the best one for you. You can read through the offer and choose to start the application when you are ready. We place the power in your hands. Get started today with a no-obligation loan quote.
How to apply
At Jade, we like to keep it simple. You can get started by filling out our online form or calling our team on 1300 000 008. We'll collect a few details from you and get started on finding the best loan for your situation. Our consultants use their experience and compare your details with the lenders who offer the best interest rates and are a good match to your needs.
After we find the best car loan available, we'll send you the details, and you can choose if you'd like to go ahead with an application.
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Australia's best car finance. Get your rate today.
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General Car Loans FAQs
Jade Finance handles every loan individually, please feel free to contact us via email
or phone on 1300 000 008 to direct your specific issues to our consultants.
How can I apply for a car loan?  Â
The first step of applying for finance is working out how much you can comfortably afford. Using our online calculator to estimate your regular repayments is highly recommended. Next, you can start the application process online or contact one of our credit specialists, who will take you through the entire process. Our specialists will use the details you provide to find a loan suitable for your situation, and they'll send you the options available.
The application process can begin when you're happy with the loan suggested by our team. We'll need some documents to process your loan with your chosen lender. If you're applying for a secured car loan, then you may need the details of the type of motor vrehicle you're planning on purchasing. Our loan specialist will work with you and provide support when completing the loan requirements set out by your chosen lender.
Do I need a driver’s license to get a car loan?  Â
A current driver's license is often needed for secured new or used car loans.Secured lending needs the goods to have suitable comprehensive insurance, which also requires that the principle driver is correctly licenced to drive the motor vehicle
It is common for people to apply for a car loan while they're working towards their full driver's license. If you have a provisional licence this will be sufficent. Another reason you may be looking for a car loan while not having a driver's license is purchasing a vehicle where someone else will be driving the vehicle, such as your partner,family member, or employee.
Should I get a business or personal car loan?  Â
A business loan is best when the vehicle purchased is predominately for business use within the business. For example, if you need to make deliveries or visit clients. As a guide, a business vehicle will only have minimal use as a personal vehicle. Secured business car finance are ideal for purchasing a vehicle to be exclusively used for business purposes.
If you need a vehicle for driving to and from your place of business from your home, it may be best to take out a personal car loan, as this travel is usually considered non-business usage in most cases. When applying for a personal motor loans, you'll often have the choice of secured or unsecured personal loans. The loan that is best for you may depend on the type of vehicle you're purchasing. Our loan specialists can provide guidance for the best loan suited to your financial situation.
How much deposit do I need for a car loan?  Â
Depending on your personal situation and lender in most cases, a deposit is not required for a car loan. However, the more cash you have saved, the less your car loan repayments will be, which can reduce your overall interest paid during the loan term. The lender may be less willing to loan 100% of the vehicle’s value if you're after a secured car loan where the value of the motor vehicle is well above market value, especialy in the used car market. In this scenario, it is beneficial to pay a deposit or find a better priced vehilce.
When purchasing a used vehicle, the lender may prefer to offer you an unsecured loan as that does not use the vehicle as loan security. However, an unsecured loan will usually have a higher interest rate to offset the risk taken by the lender. Having a deposit saved is a suitable method for improving your chances of approval. Still, most lenders are willing to approve a loan for the total amount of any vehicle you'd like to purchase.
Can I get a secured car loan for a used vehicle?  Â
Yes, you can get finance approved for a used vehicle. Your lender may require some details about the vehicle you’re purchasing, such as the make, model, and manufacture date. The lender will examine the vehicle details, and they'll determine if it is acceptable for a loan. If you're seeking secured loans for a used vehicle, having a deposit saved will increase your chances of getting the loan approved.
What type of vehicle can I get with a car loan?Â
You can get a car loan for almost any type of vehicle. Some lenders and banks prefer newer vehicles, but that is the benefit of using Jade, as our team will find the right lender for the vehicles you wish to purchase.
After you contact our loans specialists, we'll compare loans and find a lender that is best suited to your situation. Our team can handle the application process; you only need to supply the documents and sign the loan contracts. We can find a loan with reasonable car loan repayments for almost any type of vehicle. We have loans suitable for new and used vehicles, vintage and collector cars, imported cars, Amercian imports and many more.
What credit score is too low for a car loan? Â
A low credit score (also known as poor credit) will only sometimes exclude someone from getting a motor vehicle loan. But it can limit your options and choices of lenders. If you have a poor credit history and a low credit score, you may find that a lender may not provide you with such a competitive interest rate. You can check your credit score before placing a loan application and find out if any issues need to be fixed. Applying for a loan quote with Jade will not affect your credit score. Only after you select a lender and begin the application process will your credit score be checked.
How can I find the lowest car loan rates? Â
At Jade, we can help you find the best loan available from our lenders. Our team of lending specialist will use your information and find a lender most likely to approve your application. Several factors, including your credit history, expenses, and income determine the loan best suited for your situation. Most loans are approved quickly, as we have streamlined the application process to make it easier for the lender and our customers.
How do you compare car loans?Â
Our loans specialist team have many years of experience working with our lenders, and we can use several methods to determine which lender suits our customers. We'll use the information provided to decide which of the products our lenders offer is best for your situation. This may include loans with a fixed interest rate or variable interest rates. If you're after a new or used car loan, you can contact our team, and we'll do the hard work of comparing car loan rates for you.
What are my car loan repayments?
Lenders may offer a fixed or personalised interest rate when you apply for a loan. After your application is approved, you'll receive documentation that details your regular car loan repayments. If you choose a loan with a balloon payment, it will reduce your monthly car loan repayments, but you'll need to ensure you have funds available to make the final payment. Using our Finance Calculator is a great way to get an idea on what your payments could be and should be used as a guide only.